What can I finance through Equipment Finance?

You can finance new or used machinery, tools, IT systems, vehicles, medical devices, and business technology.

What’s the difference between leasing and a chattel mortgage?

Leasing lets you use the equipment while paying over time without ownership until the end of the term. A chattel mortgage provides ownership upfront, which can be beneficial for certain tax treatments.

Can I finance used equipment?

Yes. Many lenders offer finance for used or refurbished assets depending on age and condition.

How fast is approval?

Most applications are approved within 24–72 hours once documents are received.

Can I bundle multiple assets into one loan?

Yes, we can consolidate multiple equipment purchases under one facility for simplicity and efficiency.

Equipment Finance

Two businesspeople shaking hands over a desk with documents and a binder, with a smiling colleague holding a tablet in the background.

From manufacturing machinery and construction tools to office technology and medical equipment. Rethink Financing makes it easier to acquire the assets your business needs. We structure flexible finance solutions that support your cash flow, tax position, and long-term success.

Request a Call

Grow Your Business Without the Upfront Cost

Equipment Finance helps you purchase or upgrade essential business assets while preserving working capital. With tailored loan structures, you can spread repayments over time, match costs to income, and keep your operations running efficiently without large upfront expenses.

Get My Equipment Finance Quote

Finance for new or used machinery, tools, and technology

Flexible loan structures including leases, hire purchase, or chattel mortgage

Terms up to 7 years with balloon or residual options

Tax-effective repayment options (consult your accountant)

Fast approvals with minimal paperwork

Check Your Eligibility

Simple Process. Strategic Solutions.

STEP
1

Asset & Business Review

We assess your equipment needs, business goals, and financial profile to determine the best funding structure and lender options.

STEP
2

Lender Comparison & Application

We compare rates and terms across 30+ lenders — including major banks and specialist asset financiers — to find the right fit for your business.

STEP
3

Approval & Asset Delivery

Once approved, we coordinate settlement directly with your supplier so you can receive and use your new equipment quickly.

Talk to an Equipment Finance Specialist

Experts in Equipment & Asset Finance

We know the importance of reliable equipment and tools in keeping your business productive. Our asset finance specialists work closely with you to structure flexible funding options that align with your cash flow, tax planning, and growth strategy - making it easy to upgrade without financial strain.

Tailored to Your Business – Solutions for SMEs, trades, and enterprises.

30+ Lenders – Access to banks and specialist equipment financiers.

Flexible Terms – Choose from leases, hire purchase, or chattel mortgage.

Fast Approvals – Quick turnaround with minimal documentation.

Award-Winning Service – Trusted by Australian businesses nationwide.

Talk to a Vehicle Finance Specialist

A smiling woman sitting at a desk with a laptop.

Learn more about your finance options today.

Insert your details to book your complimentary introductory call with one of our Finance team.

First Name *

Last Name *

Email *

Phone *

State you are based in *

I am looking for assistance with *

Are you interested in Residential or Commercial Property Investment? *

When are you looking to purchase your next property? *

What is your estimated deposit? (AUD) *

What is your estimated total property budget? (AUD) *

Which applies to you regarding finance? *

How did you hear about us? *

Do you have a 3+ years lease in place?

Yes

Does the tenant operate business between 6:00am to 6:00pm?

Yes

Can you provide at least one power bill issued within the preceding 3-months?

Yes

What is your estimated deposit? (AUD) *

Tell us how we can help? *

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Equipment Finance FAQs

Before reaching out, check out our frequently asked questions to see if we’ve already answered what you’re looking for.

Award-winning
commercial
property financers

Our offering

We specialise in providing personalised solutions, recognising that each client and their situation is immensely unique. The Rethink Financing approach involves tailoring strategies to align precisely with individual goals. With access to a wide array of lenders, we’re not confined to specific products or banks, ensuring a diverse range of options for our clients. Backed by our team’s expertise and diligent guidance, you can trust us to provide thorough advice and support every step of the way.

Our Strategy

We pride ourselves on fostering strong networks and relationships with all key stakeholders including lenders, BDMs and bankers, enabling us to collaborate effectively and transparently. Through these network relationships, they support us as we support them in achieving mutual success.

Knowledge sharing is fundamental to our ethos, through weekly team collaborations, workshops and peer reviews, we ensure that insights are exchanged, lessons learned, and challenges addressed.