We specialise in vehicle finance, asset finance, equipment finance and shop fit-outs. comparing more than 25+ lenders to help Australian businesses secure the right funding solution.
Whether you're purchasing a vehicle, expanding your fleet or investing in business equipment, finding the right finance is about more than securing approval. It's about choosing a finance solution that supports your business today and into the future.
At Rethink Financing, we compare vehicle finance, asset finance and equipment finance options from more than 25+ specialist lenders. Our experienced brokers take the time to understand your business, cash flow requirements and long-term goals before recommending a lending solution tailored to your needs.
Finance cars, utes, vans, SUVs and commercial vehicles with flexible loan options designed to support businesses of all sizes. Whether you're replacing one vehicle or expanding your fleet, we'll help structure finance that works for your cash flow.
Access finance for trucks, trailers, earthmoving equipment, excavators, loaders and heavy machinery. We work with transport operators, construction businesses, civil contractors and trade businesses across Australia.
From manufacturing equipment and medical technology to hospitality fit-outs, office equipment and specialised machinery, we help businesses invest in the equipment they need without tying up valuable working capital.
Turn your property equity into working capital. Our property-backed loans allow you to use your real estate as collateral, giving you the purchasing power to expand, invest, or consolidate debt with confidence.
Finding the right lender is only one part of the process. The right finance structure can improve cash flow, provide greater flexibility and help position your business for future growth.
Understand Your Business
We take the time to understand your business, the asset you're purchasing and your financial objectives before recommending a solution.
Compare 25+ Lenders
We compare finance options from more than 25+ banks and specialist lenders to find competitive rates and lending structures suited to your business.
Secure Your Finance
From application through to settlement, we manage the entire process and work directly with lenders and suppliers to ensure everything runs smoothly.
The best vehicle or asset finance structure will depend on your business, cash flow requirements and financial circumstances. Our specialists will explain the available options and work with your accountant whenever specialist tax advice is needed, ensuring your finance solution supports your broader business goals.
Asset finance allows businesses to purchase the vehicles, equipment and machinery they need while preserving cash flow and maintaining flexibility for future growth. Rather than tying up capital in large upfront purchases, businesses can spread repayments over time and invest with confidence.
Keep working capital available for payroll, operating expenses and future investment while financing the assets your business needs today.
Access vehicles, machinery and equipment when you need them, allowing your business to expand without waiting to accumulate capital.
From chattel mortgages and finance leases to commercial hire purchase, we'll recommend a finance solution that aligns with your business objectives and financial position.
For more than two decades, we've helped Australian businesses secure finance for vehicles, equipment and machinery through trusted advice, award-winning service and access to over 25+ lenders.
Vehicle and asset finance is a business loan used to buy or lease vehicles, equipment, machinery or technology, secured against the asset itself. Rethink Financing structures it as a chattel mortgage, hire purchase or lease across 90+ lenders, from a single work vehicle to a full commercial fleet
The lender advances the funds to purchase the equipment and takes security over that asset. You repay the loan in regular instalments over an agreed term, usually one to seven years, and own the equipment outright once the final payment is made.
Yes. We arrange finance for both new and used assets, including private sales and dealer purchases. Age limits and rates vary by lender, which is exactly why comparing more than 25+ lenders matters.
Cars, utes, vans and SUVs, trucks and trailers, earthmoving and construction machinery, agricultural equipment, manufacturing and medical technology, hospitality and retail fit-outs, office equipment and IT.
You will hear back from a specialist within 24 hours. Straightforward applications supported by the right documentation are often approved within one to two business days, with settlement coordinated directly with your dealer or supplier.
Yes. We regularly refinance existing facilities to reduce repayments, consolidate multiple loans into one structure or release equity from assets you already own.
If you own real estate, that equity can be used as security to unlock working capital at competitive rates, giving you the purchasing power to expand, invest or consolidate debt with confidence.
Absolutely. Fleet and multi-asset facilities let you finance several vehicles under one structure, with a single point of contact managing approvals, settlements and ongoing limits as your fleet grows.
